Insurance
Life is complicated. Protecting it shouldn't be.
You have individual needs that require individual solutions. Life insurance is a valuable financial tool that can be tailored to meet your specific needs. It can help provide security for your loved ones when they need it most. Protecting your family members with life insurance can help ensure that they do not face the added burden of financial pressures, should the unexpected happen. But a life insurance policy can do more than just pay a death benefit. Many polices offer features and options that can also protect you while you're living. Properly planning for your life insurance needs can help you embrace today by protecting tomorrow.
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These policies have exclusions and/or limitations. The cost and availability of life insurance depend on factors such as age, health and the type and amount of insurance purchased. As with most financial decisions, there are expenses associated with the purchase of life insurance. Policies commonly have mortality and expense charges. In addition if a policy is surrendered prematurely, there may be surrender charges and income tax implications. Guarantees are based on the claims paying ability of the insurance company.
Raymond James financial advisors may only conduct business with residents of the states and/or jurisdictions for which they are properly registered. Therefore, a response to a request for information may be delayed. Please note that not all of the investments and services mentioned are available in every state. Investors outside of the United States are subject to securities and tax regulations within their applicable jurisdictions that are not addressed on this site. Contact your local Raymond James office for information and availability.
Links are being provided for information purposes only. Raymond James is not affiliated with and does not endorse, authorize or sponsor any of the listed websites of their respective sponsors. Raymond James is not responsible for the content of any website or the collection or use of information regarding any website's users and/or members.
Loft Advisors and First Dakota National Bank are not registered broker/dealers and are independent of Raymond James Financial Services.
Investment advisory services offered through Raymond James Financial Services Advisors, inc.
Raymond James Financial Services, Inc., Member FINRA/SIPC and are not insured by bank insurance, the FDIC or any other government agency, are not deposits or obligations of the bank, are not guaranteed by the bank, and are subject to risks including the possible loss of principal. Raymond James Corporate Privacy Notice.